1. Home
  2. Florida
  3. Putnam County
  4. Crescent City
  5. Spec Ln

105 Spec Ln, Crescent City, FL 32112 Property Records

Putnam County property record for 105 Spec Ln, Crescent City, FL 32112

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 846 sqft · built 1975
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Oct 2024)
Tax Bill$1,184 (2025)
Deeds & MortgagesNov 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN03-12-27-0000-0010-2360

Property Details

APN / Parcel Number

Primary APN03-12-27-0000-0010-2360
Alternative APN
  • 89473

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area846 sqft Living Area
1st Floor Area846 sqft
FlooringWood

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Roof TypeGable/Hip
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions93 ft deep x 160 ft wide
Garage Area320 sqft
PorchFinished/Screened Porch
Porch Area530 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number89473
Street Address105 SPEC LN
CityCRESCENT CITY
StateFL
Zip32112-4180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF E1/2 OF NE1/4 OR231, PP380 381(LOTS 236 235 LAKE, CRESCENT EST UNREC S/D)
Legal Range27E
Legal Township12S
Legal Section03
Legal SubdivisionLAKE CRESCENT ESTATE
Legal Lot Number235
JurisdictionPUTNAM FL
Township / Civil DivisionCRESCENT CITY
Census Block Group5
Census Block5031
Census Tract951200

Owner

Source: Putnam County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address105 SPEC LN, CRESCENT CITY, FL 32112-4180
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2024 · Amount on Record
Deed SaleOct 7, 2024 · Amount on Record
Prior SaleNov 1, 2019 · Amount on Record
Deed Document Number202426645
Deed Book / Page1780 / 195
Record UpdatedJun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateNov 1, 2019
Property Address105 SPEC LN, CRESCENT CITY, FL 32112-4180
Document Number0015590284
Book / Page001559 / 000284
Instrument DateNov 1, 2019
Instrument54019633
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$112.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SPEC LN CRESCENT CITY FL 321124180, CRESCENT CITY, FL 32112-4180

Mortgage

Document Number15590287
DateNov 1, 2019
Book Page001559/000287
Instrument54019634
Lender
NameANDERSON R & E TRUST (RT)
Address555 QUEENS MIRROR CIR, CASSELBERRY, FL 32707-4414
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,184.00 (+122.56%)$104,860 (+90.07%) Land $20,420 Building $84,440$104,860 (-4.1%) Land $20,420 Building $84,440
2023$532.00 (-9.98%) Senior Citizen's exemption$55,170 (+2.99%)$109,340 (+29.53%) Land $20,420 Building $88,920
2022$591.00 Senior Citizen's exemption$53,570$84,410 Land $11,970 Building $72,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2001–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Windstream.

Nearby Properties on Spec Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures