107 Spec Ln, Crescent City, FL 32112 Property Records

Putnam County property record for 107 Spec Ln, Crescent City, FL 32112

Property Summary

Property Type	Vacant Land
Details	480 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Jun 2026)
Tax Bill	$147 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-12-27-0000-0010-2370`

Property Details

APN / Parcel Number

Primary APN	`03-12-27-0000-0010-2370`
Alternative APN	`89474`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	93 ft deep x 79 ft wide

Location & Zoning

Account Number	89474
Street Address	107 SPEC LN
City	CRESCENT CITY
State	FL
Zip	32112-4180
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PT OF E1/2 OF NE1/4 OR291, P1136(LOT 237 LAKE CRESCENT, EST UNREC S/D)
Legal Range	27E
Legal Township	12S
Legal Section	03
Legal Subdivision	LAKE CRESCENT ESTATE
Legal Lot Number	237
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	5
Census Block	5031
Census Tract	951200

Owner

107 Spec Ln, vacant land, is owned by an individual who bought it in June 2026.

Source: Putnam County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	101 MARUMI PL, CRESCENT CITY, FL 32112-5421
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 6, 2017	Warranty Deed, Transfer · Construction Mortgage RICHARD T & SANDRA L KOWALCZYK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	202615589
Deed Book / Page	1875 / 1803
Prior Transfer Date	Feb 4, 2008
Prior Transfer Doc	0011840871
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 23, 2026
Property Address	107 SPEC LN, CRESCENT CITY, FL 32112-4180
Document Number	0000015589
Book / Page	1875 / 1803
Instrument Date	Jun 23, 2026
Instrument	202615589
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$5,656.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MARUMI PL, CRESCENT CITY, FL 32112-5421

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 6, 2017
Property Address	107 SPEC LN, CRESCENT CITY, FL 32112-4180
Document Number	0014920163
Book / Page	001492 / 000163
Instrument Date	Nov 17, 2017
Instrument	54021450
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 MICHAEL DR CRESCENT CITY FL 321125428, CRESCENT CITY, FL 32112-5428

Mortgage

Document Number	14920166
Date	Dec 6, 2017
Book Page	001492/000166
Instrument	54021451

Lender

Name	RICHARD T & SANDRA L KOWALCZYK
Address	4930 WARRINGTON WAY, GLADWIN, MI 48624-8128
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 107 Spec Ln was $147.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$147.00	$10,080 Land $10,080	$10,080 Land $10,080
2023	$128.00 (+36.17%)	$10,080 (+70.56%)	$10,080 (+70.56%) Land $10,080
2022	$94.00	$5,910	$5,910 Land $5,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Spec Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2001–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Spec Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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