Story County property record for 108 Shepard St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 936 sqft · built 1976 |
| Lot Size | 0.23 acres (10,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,700 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-387-275 |
| Primary APN | 05-04-387-275 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 132 sqft |
| Unfinished Basement | 804 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,020 sqft (0.23 acres) |
| Lot Dimensions | 167 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 967 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 108 SHEPARD ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C D SHEPARD'S 3RD ADD BLOCK:1 LOT:5 GILBERT |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 04 |
| Legal Subdivision | C D SHEPHARD'S 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 103 |
108 Shepard St is owned and occupied by two individuals.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 194, GILBERT, IA 50105-0194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 108 SHEPARD ST, GILBERT, IA 50105-7704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201801527 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 2018-01527 |
| Name | GREATER IOWA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 108 Shepard St was $2,700 with a homeowner's exemption, up 4.6% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,700.00 (+4.57%) Homeowner's exemption | $165,600 Land $37,800 Building $127,800 | $165,600 Land $37,800 Building $127,800 |
| 2024 | $2,582.00 | ||
| 2023 | $156,800 Land $33,700 Building $123,100 | $156,800 Land $33,700 Building $123,100 | |
| 2022 | $2,254.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Shepard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 108 Shepard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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