Story County property record for 107 Shepard St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,016 sqft · built 1996 |
| Lot Size | 0.229 acres (9,960 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-385-275 |
| Primary APN | 05-04-385-275 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Basement Area | 1,016 sqft |
| Finished Basement | 930 sqft |
| Unfinished Basement | 86 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | A-Frame |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,960 sqft (0.229 acres) |
| Lot Dimensions | 166 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Patio Area | 86 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 107 SHEPARD ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEPARD'S 3RD ADD LOT 5 EX S4' BLK 2 |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 04 |
| Legal Subdivision | C D SHEPHARD'S 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 103 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 SHEPARD ST, GILBERT, IA 50105-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | May 6, 2026 |
| Property Address | 107 SHEPARD ST, GILBERT, IA 50105-7704 |
| Document Number | 0000003844 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263844 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 107 SHEPARD ST, GILBERT, IA 50105-7704 |
| Document Number | 0000003844, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 20263844 |
| Name | PREMIER CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,514.00 (+4.46%) Homeowner's exemption | $212,300 (+5.52%) Land $37,800 Building $174,500 | $212,300 (+5.52%) Land $37,800 Building $174,500 |
| 2024 | $3,364.00 (+10.51%) | ||
| 2023 | $201,200 Land $33,700 Building $167,500 | $201,200 Land $33,700 Building $167,500 | |
| 2022 | $3,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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