Story County property record for 103 Shepard St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 955 sqft · built 1921 |
| Lot Size | 0.244 acres (10,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Mar 2019) |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-385-325 |
| Primary APN | 05-04-385-325 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 955 sqft Living Area |
| 1st Floor Area | 322 sqft |
| Basement Area | 730 sqft |
| Unfinished Basement | 730 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,624 sqft (0.244 acres) |
| Lot Dimensions | 166 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 103 SHEPARD ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-7704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C D SHEPARD'S 3RD ADD BLOCK:2 LOT:3 GILBERT |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 04 |
| Legal Subdivision | C D SHEPHARD'S 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 103 |
103 Shepard St is owned and occupied by two individuals who bought it in March 2019.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SHEPARD ST, GILBERT, IA 50105-7704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on File |
| Deed Sale | Mar 11, 2019 · Amount on File |
| Prior Sale | Feb 13, 2015 · Amount on File |
| Deed Document Number | 20191647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Mar 11, 2019 |
| Property Address | 103 SHEPARD ST, GILBERT, IA 50105-7704 |
| Document Number | 0201901647 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019-01647 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 SHEPARD ST, GILBERT, IA 50105-7704 |
| Document Number | 0201901648 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019-01648 |
| Name | IOWA BANKERS MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 103 Shepard St was $2,408, up 6.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,408.00 (+6.36%) | $138,000 Land $40,300 Building $97,700 | $138,000 Land $40,300 Building $97,700 |
| 2024 | $2,264.00 | ||
| 2023 | $128,500 Land $36,000 Building $92,500 | $128,500 Land $36,000 Building $92,500 | |
| 2022 | $2,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Shepard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Shepard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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