Madison County property record for 108 Rolling Rdg Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,243 sqft |
| Lot Size | 8.21 acres (357,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,500 (Jul 2019) |
| Tax Bill | $3,093 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-0002-0048 |
| Primary APN | 0072-0002-0048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,243 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 357,628 sqft (8.21 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 49703 |
|---|---|
| Street Address | 108 ROLLING RIDGE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING RIDGE LOT 48 |
| Legal Subdivision | ROLLING RIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10901 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 108 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Jul 23, 2019 | Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Deed Document Number | 2013995943 |
| Deed Book / Page | D00776 / 259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Name | Verified Name |
|---|
| Document Number | M01957/564 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | M01957/564 |
| Instrument | 2014015702 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 23, 2019 |
| Property Address | 108 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Document Number | D00776/259 |
| Book / Page | D00776 / 259 |
| Map Reference | MB 8 PG 220 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2013995943 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 HELVETIA RD, 345, LONDON, KY 40741-6040 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 108 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Document Number | 2013995944 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2013995944 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,093.00 (+8.3%) Additional exemption filed | $328,000 (+11.38%) | $328,000 (+11.38%) |
| 2023 | $2,856.00 | $294,500 | $294,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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