Madison County property record for 112 Rolling Rdg Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9.95 acres (433,422 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-0002-0046 |
| Primary APN | 0072-0002-0046 |
|---|---|
| Alternative APNs |
|
| Lot Area | 433,422 sqft (9.95 acres) |
|---|
| Account Number | 55367 |
|---|---|
| Street Address | 112 ROLLING RIDGE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROLLING RIDGE LOT 46 |
| Legal Subdivision | ROLLING RIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10901 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 11, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 5, 2017 |
| Transfer Doc | D00744/479 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2456/177 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | M2456/177 |
| Instrument | 2014334447 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 27, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | M01741/720 |
|---|---|
| Date | May 11, 2017 |
| Book Page | M01741/720 |
| Instrument | 2013958467 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2033/416 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | M2033/416 |
| Instrument | 2014031551 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 11, 2017 |
| Property Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Document Number | D00744/479 |
| Book / Page | D00744 / 479 |
| Map Reference | CAB8 SL220 |
| Instrument Date | May 5, 2017 |
| Instrument | 2013958466 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 ROLLING RIDGE DR, BEREA, KY 40403-9776 |
| Name | Verified Name |
|---|---|
| Address | 1795 ALYSHEBA WAY STE 4105, 4105, LEXINGTON, KY 40509-2488 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,544.00 (-3.49%) Homeowner's exemption | $425,000 (-) | $425,000 (-) |
| 2023 | $3,672.00 Homeowner's exemption | $425,000 | $425,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Also Mapped Here | MADISON CO UTILITIES DISTRICT |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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