103 Rolling Rdg Dr, Berea, KY 40403 Property Records

Madison County property record for 103 Rolling Rdg Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,652 sqft
Lot Size1.96 acres (85,378 sqft)
OwnerIndividual Name on Record
Tax Bill$1,857 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN0072-0002-0039

Property Details

APN / Parcel Number

Primary APN0072-0002-0039
Alternative APNs
  • 107964
  • 145290
  • 75455

Interior

Stories1 Story
Building Area1,652 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area85,378 sqft (1.96 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number75455
Street Address103 ROLLING RIDGE DR
CityBEREA
StateKY
Zip40403-9776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROLLING RIDGE LOT 39
Legal SubdivisionROLLING RIDGE ESTATES
Legal Block2
Legal Lot Number39
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1026
Census Tract10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address103 ROLLING RIDGE DR, BEREA, KY 40403-9776
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Mar 12, 2019Public Action, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 12, 2019
Transfer DocD00770/755
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address103 ROLLING RIDGE DR, BEREA, KY 40403-9776
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2080/732
DateAug 10, 2021
Book PageM2080/732
Instrument2014047622
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

March 2019: Public Action, Foreclosure

Document TypePublic Action
JurisdictionMADISON KY
Recording DateMar 12, 2019
Property Address103 ROLLING RIDGE DR, BEREA, KY 40403-9776
Document NumberD00770/755
Book / PageD00770 / 755
Instrument DateFeb 5, 2019
Instrument2013989469
Transaction TypeForeclosure
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address401 GARDEN CITY DR, 401, RICHMOND, KY 40475-8576

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ROLLING RIDGE DR, BEREA, KY 40403-9776

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,857.00 (+22.74%) Additional exemption filed$197,000 (+26.28%)$197,000 (+26.28%)
2023$1,513.00$156,000$156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
Also Mapped HereMADISON CO UTILITIES DISTRICT
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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