108 Ridge Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 108 Ridge Dr, Toms River, NJ 08753

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 1976
Lot Size	0.278 acres (12,088 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2024)
Tax Bill	$8,648 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00443-05-00025`

Property Details

APN / Parcel Number

Primary APN	`08-00443-05-00025`
Alternative APN	`0800443000500025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,936 sqft Living Area
Gross Area	2,656 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	12,088 sqft (0.278 acres)
Lot Dimensions	130 ft deep x 93 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 RIDGE DR
City	TOMS RIVER
State	NJ
Zip	08753-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	93X130
Legal Subdivision	BAY RDG ESTATES FINAL MAP
Legal Block	443.5
Legal Lot Number	25
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	3
Census Block	3020
Census Tract	722702

Owner

108 Ridge Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 RIDGE DR, TOMS RIVER, NJ 08753-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	202448660
Deed Book / Page	19726 / 1075
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 1, 2022
Property Address	108 RIDGE DR, TOMS RIVER, NJ 08753-3521
Document Number	0191530915
Book / Page	19153 / 915
Instrument Date	Aug 24, 2022
Instrument	2022096079
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	MAX TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,453.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 NABORS RD, 224, STATESVILLE, NC 28677-8578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RIDGE DR, TOMS RIVER, NJ 08753-3521

Mortgage

Document Number	2022096080
Date	Sep 1, 2022
Instrument	2022096080

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 108 Ridge Dr was $8,648, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,600 (-) Land $158,000 Building $284,600	$442,600 (-) Land $158,000 Building $284,600
2025	$8,648.00 (+7.31%)	$442,600 Land $158,000 Building $284,600	$442,600 Land $158,000 Building $284,600
2024	$8,059.00
2023		$442,600 Land $158,000 Building $284,600	$442,600 Land $158,000 Building $284,600
2022	$7,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20