Ocean County and Toms River Township property record for 104 Ridge Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,624 sqft · built 1976 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (May 1999) |
| Tax Bill | $8,584 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00443-05-00023 |
| Primary APN | 08-00443-05-00023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,371 sqft (0.284 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 104 RIDGE DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | .284AC |
| Legal Subdivision | BAY RDG ESTATES |
| Legal Block | 443.5 |
| Legal Lot Number | 23 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 722702 |
104 Ridge Dr is owned and occupied by an individual who acquired it in September 2018.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 1999 · Amount on File |
| Deed Sale | May 4, 1999 · Amount on File |
| Prior Sale | Apr 2, 1996 · Amount on File |
| Deed Document Number | 199937459 |
| Deed Book / Page | 5687 / 75 |
| Last Transfer Date | Sep 25, 2018 |
| Transfer Doc | 0174421653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 104 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Document Number | 0196641232 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 19664/1232 |
| Instrument | 2024029533 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 9, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 17, 2019 |
| Property Address | 104 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Document Number | 0174421653 |
| Book / Page | 017442 / 001653 |
| Instrument Date | Mar 25, 2018 |
| Instrument | 34910 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 RIDGE DR TOMS RIVER NJ 087533521, TOMS RIVER, NJ 08753-3521 |
The 2025 property tax bill for 104 Ridge Dr was $8,584, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,300 (-) Land $158,000 Building $281,300 | $439,300 (-) Land $158,000 Building $281,300 | |
| 2025 | $8,584.00 (+7.31%) | $439,300 Land $158,000 Building $281,300 | $439,300 Land $158,000 Building $281,300 |
| 2024 | $7,999.00 | ||
| 2023 | $439,300 Land $158,000 Building $281,300 | $439,300 Land $158,000 Building $281,300 | |
| 2022 | $7,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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