Ocean County and Toms River Township property record for 112 Ridge Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1976 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Oct 2021) |
| Tax Bill | $7,611 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00443-05-00027 |
| Primary APN | 08-00443-05-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 17,903 sqft (0.411 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 112 RIDGE DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R120 |
| Legal Description | .411AC |
| Legal Subdivision | BAY RDG ESTATES |
| Legal Block | 443.5 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 722702 |
112 Ridge Dr is owned and occupied by an individual who bought it in October 2021.
Source: Ocean County and Toms River Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 25, 2021 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Dec 9, 1977 · Amount on File |
| Deed Document Number | 2021152442 |
| Deed Book / Page | 18740 / 1448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 112 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0192310104 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 19231/104 |
| Instrument | 2022120814 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 25, 2021 |
| Property Address | 112 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Document Number | 0187401448 |
| Book / Page | 18740 / 1448 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021152442 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 PLAINFIELD AVE, 39, LAVALLETTE, NJ 08735-1924 |
| Name | Verified Name |
|---|---|
| Address | 112 RIDGE DR, TOMS RIVER, NJ 08753-3521 |
| Document Number | 2021152443 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021152443 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 112 Ridge Dr was $7,611, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,500 (-) Land $171,000 Building $218,500 | $389,500 (-) Land $171,000 Building $218,500 | |
| 2025 | $7,611.00 (+7.32%) | $389,500 Land $171,000 Building $218,500 | $389,500 Land $171,000 Building $218,500 |
| 2024 | $7,092.00 | ||
| 2023 | $389,500 Land $171,000 Building $218,500 | $389,500 Land $171,000 Building $218,500 | |
| 2022 | $6,500.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 112 Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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