Contra Costa County property record for 108 Prospect Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,476 sqft · built 2003 |
| Lot Size | 0.513 acres (22,365 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,360,000 (Dec 2021) |
| Tax Bill | $4,414 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-310-012-4 |
| Primary APN | 041-310-012-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,476 sqft Living Area |
| 1st Floor Area | 3,476 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 22,365 sqft (0.513 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 108 PROSPECT CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-1 |
| Legal Description | T7358 L12 |
| Legal Subdivision | SUBDIVISION 7358 |
| Legal Tract | 7358 |
| Legal Lot Number | 12 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 302013 |
Source: Contra Costa County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 13, 2026 | Affidavit, Transfer |
| Jul 20, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Dec 30, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Jan 17, 2008 · Amount on Record |
| Deed Document Number | 2021350230 |
| Last Transfer Date | Jul 2, 2026 |
| Transfer Doc | 0000076262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 13, 2026 |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000073087 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202673087 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 20, 2026 |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000076262 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202676262 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000220779 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017-220779 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000120924 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-120924 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000033578 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-033578 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000067955 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-067955 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 30, 2021 |
| Property Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000350230 |
| Map Reference | MB 437 PG 21 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021-350230 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000350231 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-350231 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $211,445 (+2%) Land $65,735 Building $145,710 | |
| 2025 | $4,414.00 (+3.96%) Homeowner's exemption | $207,300 (-81.15%) Land $64,447 Building $142,853 |
| 2023 | $4,246.00 (-75.38%) Homeowner's exemption | $1,100,000 Land $175,000 Building $925,000 |
| 2022 | $17,246.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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