Contra Costa County property record for 104 Prospect Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,852 sqft · built 2003 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,115,000 (Jul 2021) |
| Tax Bill | $15,375 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-310-014 |
| Primary APN | 041-310-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,852 sqft Living Area |
| 1st Floor Area | 2,125 sqft |
| 2nd Floor Area | 1,727 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 13,200 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 104 PROSPECT CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7358 L14 |
| Legal Subdivision | SUBDIVISION 7358 |
| Legal Tract | 7358 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 302013 |
Source: Contra Costa County records · APN 041-310-014
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 09, 2021 | Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Oct 23, 2015 · Amount on Record |
| Deed Document Number | 2021195620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000098122 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-098122 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000300059 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-300059 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000300058 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-300058 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 09, 2021 |
| Property Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000195620 |
| Map Reference | MB 437 PG 21 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021-195620 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 104 PROSPECT CT, OAKLEY, CA 94561-3964 |
| Document Number | 0000195621 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021-195621 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,206,910 (+2%) Land $216,485 Building $990,425 | |
| 2025 | $15,375.00 (+15.68%) | $1,183,246 (+17.62%) Land $212,241 Building $971,005 |
| 2023 | $13,291.00 (-8.27%) | $1,006,000 Land $180,000 Building $826,000 |
| 2022 | $14,489.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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