106 Prospect Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 106 Prospect Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,578 sqft · built 2003
Lot Size	0.327 acres (14,262 sqft)
Owner	Trust Name on File
Last Sale	$519,000 (Feb 2014)
Tax Bill	$9,186 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-310-013-2`

Property Details

APN / Parcel Number

Primary APN	`041-310-013-2`
Alternative APN	`041-310-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,578 sqft Living Area
1st Floor Area	1,696 sqft
2nd Floor Area	1,882 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Lot Area	14,262 sqft (0.327 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	106 PROSPECT CT
City	OAKLEY
State	CA
Zip	94561-3964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	T7358 L13
Legal Subdivision	SUBDIVISION 7358
Legal Tract	7358
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	302013

Owner

106 Prospect Ct is owner-occupied and held in a trust since February 2014.

Source: Contra Costa County records, as of September 8, 2026

Owner of Record	Trust Name on File
Mailing Address	106 PROSPECT CT, OAKLEY, CA 94561-3964
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2014 · Amount on File
Deed Sale	Feb 11, 2014 · Amount on File
Prior Sale	Dec 13, 2013 · Amount on File
Deed Document Number	201421459
Prior Transfer Date	Nov 10, 2007
Prior Transfer Doc	0000313157
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 31, 2026
Property Address	106 PROSPECT CT, OAKLEY, CA 94561-3964
Document Number	0000091910
Instrument Date	Aug 27, 2026
Instrument	202691910
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust, 222
Address	106 PROSPECT CT, OAKLEY, CA 94561-3964

Mortgage

Document Number	0000091910,
Date	Aug 31, 2026
Instrument	202691910

Lender

Name	FREMONT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	106 PROSPECT CT, OAKLEY, CA 94561-3964
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058749
Date	Apr 26, 2019
Instrument	2019-058749

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	106 PROSPECT CT, OAKLEY, CA 94561-3964
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PROSPECT CT, OAKLEY, CA 94561-3964

Mortgage

Document Number	0000191328
Date	Sep 2, 2020
Instrument	2020-191328

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 7, 2022
Property Address	106 PROSPECT CT, OAKLEY, CA 94561-3964
Document Number	0000095094
Map Reference	MB 437 PG 21
Instrument Date	Apr 15, 2022
Instrument	2022-095094
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	106 PROSPEOT COURT, OAKLEY, CA 94561-3964

Tax Assessment & Valuation

The 2025 property tax bill for 106 Prospect Ct was $9,186 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,936 (+2%) Land $206,307 Building $442,629
2025	$9,186.00 Homeowner's exemption	$636,212 Land $202,262 Building $433,950
2023	$8,820.00 (+1.89%) Homeowner's exemption	$611,509 Land $194,409 Building $417,100
2022	$8,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 106 Prospect Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Prospect Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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