108 Phillips Ct, Wilmore, KY 40390 Property Records

Jessamine County property record for 108 Phillips Ct, Wilmore, KY 40390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1960
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2020)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-30-05-005.00`

Property Details

APN / Parcel Number

Primary APN	`013-30-05-005.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,189 sqft Living Area
Basement Area	1,189 sqft
Finished Basement	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Block
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	108 PHILLIPS CT
City	WILMORE
State	KY
Zip	40390-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15
Legal Subdivision	COLLEGE VIEW
Legal Lot Number	15
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	2
Census Block	2004
Census Tract	60402

Owner

108 Phillips Ct is owned and occupied by an individual who bought it in July 2020.

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 PHILLIPS CT, WILMORE, KY 40390-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Mar 15, 2007 · Amount on File
Deed Document Number	390645
Deed Book / Page	D811 / 680
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jul 30, 2020
Property Address	108 PHILLIPS CT, WILMORE, KY 40390-1221
Document Number	0000390645
Book / Page	D811 / 680
Map Reference	CAB 8 SL 214
Instrument Date	Jul 13, 2020
Instrument	390645
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 234, WILMORE, KY 40390-0234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	108 PHILLIPS CT, WILMORE, KY 40390-1221

Mortgage

Document Number	0000390646
Date	Jul 30, 2020
Instrument	390646

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 108 Phillips Ct was $2,137.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Wilmore City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00	$204,200 Land $28,100 Building $176,100	$204,200 Land $28,100 Building $176,100
2023	$1,539.00	$145,000 Land $20,000 Building $125,000	$145,000 Land $20,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Phillips Ct in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	31 (2010–2025)
Most Recent Claim	May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, May 2025 · 18 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Phillips Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20