Jessamine County property record for 107 Phillips Ct, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,532 sqft |
| Owner | Individual Name on Record |
| Last Sale | $236,400 (Aug 2022) |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-30-05-006.00 |
| Primary APN | 013-30-05-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Garage Type | Detached |
| Heating System | Forced Air |
|---|
| Street Address | 107 PHILLIPS CT |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 |
| Legal Subdivision | COLLEGE VIEW |
| Legal Lot Number | 14 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 60402 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 107 PHILLIPS CT, WILMORE, KY 40390-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed, Transfer · Stand-Alone First Mortgage CITIZENS COMMERCE BANK |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jan 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2016 · Amount on Record |
| Deed Document Number | 422403 |
| Deed Book / Page | D848 / 657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 10, 2022 |
| Property Address | 107 PHILLIPS CT, WILMORE, KY 40390-1220 |
| Document Number | 0000422403 |
| Book / Page | D848 / 657 |
| Map Reference | MB 68 PG 444 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 422403 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5331 SW LINCOLNSHIRE CIR, 5331, TOPEKA, KS 66610-9662 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 107 PHILLIPS CT, WILMORE, KY 40390-1220 |
| Document Number | 0000422404 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 422404 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 107 PHILLIPS CT, WILMORE, KY 40390-1220 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0000397855 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | M1443/336 |
| Instrument | 397855 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 107 PHILLIPS CT, WILMORE, KY 40390-1220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | 0000350193 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | M1272/111 |
| Instrument | 350193 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2037 |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,475.00 (-1.39%) | $236,400 (-) Land $40,000 Building $196,400 | $236,400 (-) Land $40,000 Building $196,400 |
| 2023 | $2,510.00 | $236,400 Land $40,000 Building $196,400 | $236,400 Land $40,000 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 31 (2010–2025) |
| Most Recent Claim | May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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