Jessamine County property record for 106 Phillips Ct, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,446 sqft · built 1995 |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2019) |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-30-05-005.01 |
| Primary APN | 013-30-05-005.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 106 PHILLIPS CT |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 OF THE COLLEGE VIEW SUBDIVISION |
| Legal Subdivision | COLLEGE VIEW |
| Legal Lot Number | 16 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 60402 |
106 Phillips Ct is owned and occupied by an individual who bought it in May 2019.
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 106 PHILLIPS CT, WILMORE, KY 40390-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| May 15, 2019 | Deed, Transfer · ARM CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on File |
| Deed Sale | May 15, 2019 · Amount on File |
| Deed Document Number | 375873 |
| Deed Book / Page | D792 / 522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 106 PHILLIPS CT, WILMORE, KY 40390-1221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000372124 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | M1352/627 |
| Instrument | 372124 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 26, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | May 15, 2019 |
| Property Address | 106 PHILLIPS CT, WILMORE, KY 40390-1221 |
| Document Number | 0000375873 |
| Book / Page | D792 / 522 |
| Map Reference | CAB 8 SL 214 |
| Instrument Date | May 7, 2019 |
| Instrument | 375873 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 AKERS DR, 414, WILMORE, KY 40390-1002 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 106 PHILLIPS CT, WILMORE, KY 40390-1221 |
| Document Number | 0000375874 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 375874 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.15% |
| Index | 1-Year CMT |
| Max Rate | 8.15% |
The 2025 property tax bill for 106 Phillips Ct was $1,833.
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,833.00 | $175,100 Land $28,200 Building $146,900 | $175,100 Land $28,200 Building $146,900 |
| 2023 | $1,859.00 | $175,100 Land $28,200 Building $146,900 | $175,100 Land $28,200 Building $146,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Phillips Ct in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 31 (2010–2025) |
| Most Recent Claim | May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Phillips Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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