Bergen County and Ramsey Borough property record for 108 Myrtle Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,208 sqft · built 1964 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Aug 2018) |
| Tax Bill | $15,900 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01302-0000-00001 |
| Primary APN | 48-01302-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,208 sqft Living Area |
| 1st Floor Area | 2,208 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 140 ft deep x 101 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 108 MYRTLE AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.325AC |
| Legal Block | 1302 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 MYRTLE AVE, RAMSEY, NJ 07446-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 17, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2003 · Amount on Record |
| Deed Document Number | 201818-059083 |
| Deed Book / Page | 3029 / 1925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 108 MYRTLE AVE, RAMSEY, NJ 07446-1018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0046941215 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 4694/1215 |
| Instrument | 2022054961 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 108 MYRTLE AVE, RAMSEY, NJ 07446-1018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039881363 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 3988/1363 |
| Instrument | 2021028914 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 17, 2018 |
| Property Address | 108 MYRTLE AVE, RAMSEY, NJ 07446-1018 |
| Document Number | 0030291925 |
| Book / Page | 003029 / 001925 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 59083 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 MYRTLE AVE RAMSEY NJ 074461018, RAMSEY, NJ 07446-1018 |
| Document Number | 30291930 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 003029/001930 |
| Instrument | 59083 |
| Name | TIAA FSB |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $768,300 (-0.51%) Land $392,700 Building $375,600 | $768,300 (-0.51%) Land $392,700 Building $375,600 | |
| 2025 | $15,900.00 (+4.56%) | $772,200 (+43.29%) Land $392,700 Building $379,500 | $772,200 (+43.29%) Land $392,700 Building $379,500 |
| 2024 | $15,207.00 (+7.58%) | ||
| 2023 | $538,900 Land $260,500 Building $278,400 | $538,900 Land $260,500 Building $278,400 | |
| 2022 | $14,135.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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