Bergen County and Ramsey Borough property record for 123 Myrtle Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,222 sqft · built 1965 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $923,000 (Sep 2017) |
| Tax Bill | $23,061 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01102-0000-00011 |
| Primary APN | 48-01102-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,222 sqft Living Area |
| 1st Floor Area | 3,222 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 21,867 sqft (0.502 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 123 MYRTLE AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.502AC |
| Legal Subdivision | RAMSEY |
| Legal Block | 1102 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 44100 |
123 Myrtle Ave is owned and occupied by two individuals who bought it in September 2017.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 MYRTLE AVE, RAMSEY, NJ 07446-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 20, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on File |
| Deed Sale | Sep 20, 2017 · Amount on File |
| Prior Sale | Apr 26, 2005 · Amount on File |
| Deed Document Number | 201770269 |
| Deed Book / Page | 2727 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 123 MYRTLE AVE, RAMSEY, NJ 07446-1038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039940184 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 3994/184 |
| Instrument | 2021030419 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 20, 2017 |
| Property Address | 123 MYRTLE AVE, RAMSEY, NJ 07446-1038 |
| Document Number | 0027270272 |
| Book / Page | 02727 / 0272 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 17-070269 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | LT NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,681.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 MYRTLE AVE, 123, RAMSEY, NJ 07446-1038 |
| Name | Verified Name |
|---|---|
| Address | 123 MYRTLE AVE, RAMSEY, NJ 07446-1038 |
| Document Number | 0027270278 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 02727/0278 |
| Instrument | 17-070269.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 123 Myrtle Ave was $23,061, up 0.3% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,500 (+1.29%) Land $387,100 Building $747,400 | $1,134,500 (+1.29%) Land $387,100 Building $747,400 | |
| 2025 | $23,061.00 (+0.26%) | $1,120,000 Land $364,600 Building $755,400 | $1,120,000 Land $364,600 Building $755,400 |
| 2024 | $23,002.00 | ||
| 2023 | $815,100 Land $270,100 Building $545,000 | $815,100 Land $270,100 Building $545,000 | |
| 2022 | $21,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Myrtle Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Myrtle Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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