94 Myrtle Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 94 Myrtle Ave, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,576 sqft · built 1963
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Sep 2021)
Tax Bill	$13,655 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01302-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`48-01302-0000-00003`
Alternative APN	`480130200003`

Interior

Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	14,157 sqft (0.325 acres)
Lot Dimensions	140 ft deep x 101 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	94 MYRTLE AVE
City	RAMSEY
State	NJ
Zip	07446-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.325AC
Legal Block	1302
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1003
Census Tract	44100

Owner

94 Myrtle Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	94 MYRTLE AVE, RAMSEY, NJ 07446-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Nov 15, 2011 · Amount on File
Deed Document Number	2021148740
Deed Book / Page	4388 / 757
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 22, 2021
Property Address	94 MYRTLE AVE, RAMSEY, NJ 07446-1018
Document Number	0043880757
Book / Page	4388 / 757
Instrument Date	Aug 11, 2021
Instrument	2021148740
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,174.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 DAVIDSON AVE, 246, RAMSEY, NJ 07446-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	94 MYRTLE AVE, RAMSEY, NJ 07446-1018

Mortgage

Document Number	2021148741
Date	Sep 22, 2021
Instrument	2021148741

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 94 Myrtle Ave was $13,655, up 7.7% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$665,700 (+0.38%) Land $392,700 Building $273,000	$665,700 (+0.38%) Land $392,700 Building $273,000
2025	$13,655.00 (+7.67%)	$663,200 Land $392,700 Building $270,500	$663,200 Land $392,700 Building $270,500
2024	$12,682.00
2023		$449,400 Land $260,500 Building $188,900	$449,400 Land $260,500 Building $188,900
2022	$11,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94 Myrtle Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Myrtle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300