108 Ludlowe Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 108 Ludlowe Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,544 sqft · built 1927
Lot Size	0.316 acres (13,750 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Aug 2019)
Tax Bill	$13,365 (2025)
Deeds & Mortgages	Sep 2021 Refinance May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:180 B:330`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:180 B:330`
Alternative APNs	`FFLD M:180 B:330` `M:180 L:330 X` `11698`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	5,482 sqft
Basement Area	648 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,750 sqft (0.316 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11698
Street Address	108 LUDLOWE RD
City	FAIRFIELD
State	CT
Zip	06824-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	330
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2028
Census Tract	60700

Owner

108 Ludlowe Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARC HOME LLC
May 10, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Aug 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE POSSIBLE
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Sep 29, 2011 · Amount on File
Deed Document Number	20192019-5513
Deed Book / Page	5812 / 118
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	108 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006209-226
Date	Sep 14, 2021
Book Page	6209/226
Instrument	2021-9835

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	108 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1061-356
Date	May 10, 2018
Book Page	1061/356

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	96 Months
Due	May 1, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Aug 22, 2019
Property Address	108 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Document Number	5812-118
Book / Page	5812 / 118
Instrument Date	Aug 10, 2019
Instrument	2019-5513
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20195514
Date	Aug 22, 2019
Instrument	2019-5514

Lender

Name	MORTGAGE POSSIBLE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Sep 1, 2026
Max Rate At Change	3.5%
Index	Other

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	108 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Document Number	5628-22
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LUDLOWE RD FAIRFIELD CT 068245042, FAIRFIELD, CT 06824-5042

Mortgage

Document Number	5628-22
Date	Jan 2, 2018
Book Page	005628/000022
Instrument	26

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 108 Ludlowe Rd was $13,365.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,365.00	$470,750 Land $303,660 Building $167,090	$329,525 Land $212,562 Building $116,963
2024	$13,365.00 (+3.2%)
2023	$12,950.00	$470,750 Land $303,660 Building $167,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Ludlowe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ludlowe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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