178 Ludlowe Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 178 Ludlowe Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 1930
Lot Size	0.506 acres (22,052 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jan 2019)
Tax Bill	$12,566 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`FAIR M:180 B:335`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:180 B:335`
Alternative APNs	`FFLD M:180 B:335` `M:180 L:335 X` `15519`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	3,096 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,052 sqft (0.506 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15519
Street Address	178 LUDLOWE RD
City	FAIRFIELD
State	CT
Zip	06824-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	335
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2028
Census Tract	60700

Owner

178 Ludlowe Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Balloon Mortgage CHELSEA GROTON BANK
Jan 30, 2019	Warranty Deed, Transfer · Conventional with PMI HOMESERVICING LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Prior Sale	Jul 15, 2011 · Amount on File
Deed Document Number	20192019-564
Deed Book / Page	5743 / 161
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	178 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006117-217
Date	Apr 12, 2021
Book Page	6117/217
Instrument	2021-4047

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2047

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jan 30, 2019
Property Address	178 LUDLOWE RD, FAIRFIELD, CT 06824-5042
Document Number	5743-161
Book / Page	005743 / 000161
Instrument Date	Jan 29, 2019
Instrument	564
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 LUDLOWE RD FAIRFIELD CT 068245042, FAIRFIELD, CT 06824-5042

Mortgage

Document Number	5743-164
Date	Jan 30, 2019
Book Page	005743/000164
Instrument	565

Lender

Name	HOMESERVICING LNDG LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 178 Ludlowe Rd was $12,566.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,566.00	$442,610 Land $322,350 Building $120,260	$309,827 Land $225,645 Building $84,182
2024	$12,566.00 (+3.2%)
2023	$12,176.00	$442,610 Land $322,350 Building $120,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Ludlowe Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Ludlowe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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