84 Ludlowe Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 84 Ludlowe Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,777 sqft · built 2024
Lot Size	0.26 acres (11,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,060,000 (Jul 2024)
Tax Bill	$26,965 (2026)
Deeds & Mortgages	Oct 2023 Refinance Oct 2024 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`FAIR M:180 B:323`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:180 B:323`
Alternative APNs	`FFLD M:180 B:323` `M:180 L:323 X` `4951`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,777 sqft Living Area
Gross Area	6,683 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,310 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4951
Street Address	84 LUDLOWE RD
City	FAIRFIELD
State	CT
Zip	06824-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	323
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2028
Census Tract	60700

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 LUDLOWE RD, FAIRFIELD, CT 06824-5040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ABL RESIDENTIAL CREDIT ACQUISITIONS LLC
Oct 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Aug 30, 2024	Deed of Trust, Mortgage · ARM US BANK NA
Jul 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	20242024-3761
Deed Book / Page	6526 / 306
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	84 LUDLOWE RD, FAIRFIELD, CT 06824-5040
Transaction Type	Mortgage
Record Updated	Apr 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006457-39
Date	Oct 23, 2023
Book Page	6457/39
Instrument	2023-5113

Lender

Name	ABL RESIDENTIAL CREDIT ACQUISITIONS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	84 LUDLOWE RD, FAIRFIELD, CT 06824-5040
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006555-174
Date	Oct 28, 2024
Book Page	6555/174
Instrument	2024-5518

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2044

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	84 LUDLOWE RD, FAIRFIELD, CT 06824-5040
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006537-104
Date	Aug 30, 2024
Book Page	6537/104
Instrument	2024-4411

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2031
Index	1-Year CMT

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jul 26, 2024
Property Address	84 LUDLOWE RD, FAIRFIELD, CT 06824-5040
Document Number	006526-306
Book / Page	6526 / 306
Instrument Date	Jul 25, 2024
Instrument	2024-3761
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020243762
Date	Jul 26, 2024
Instrument	2024-3762

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Aug 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,965.00 (+8.02%)	$1,405,180 (+59.8%) Land $543,060 Building $862,120	$2,285,886 (+271.36%)
2025	$24,964.00	$879,340 (+136.22%) Land $281,680 Building $597,660	$615,538 Land $197,176 Building $418,362
2024	$24,964.00 (+143.77%)
2023	$10,241.00	$372,260 Land $281,680 Building $90,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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