108 Laughlin Rd, Versailles, KY 40383 Property Records

Jessamine County property record for 108 Laughlin Rd, Versailles, KY 40383

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,128 sqft · built 2000
Owner2 Individual Names on File
Last Sale$130,000 (Jun 2019)
Tax Bill$2,132 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-00-00-015.11

Property Details

APN / Parcel Number

Primary APN020-00-00-015.11

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,128 sqft Living Area

Exterior

Year BuiltBuilt 2000
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address108 LAUGHLIN RD
CityVERSAILLES
StateKY
Zip40383-9380
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description16
Legal SubdivisionLIBERTY ACRES
Legal Lot Number16
JurisdictionJESSAMINE KY
Township / Civil DivisionKEENE
Census Block Group2
Census Block2019
Census Tract60600

Owner

108 Laughlin Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2019.

Source: Jessamine County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address108 LAUGHLIN RD, VERSAILLES, KY 40383-9380
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 17, 2019 · Amount on File
Deed SaleJun 17, 2019 · Amount on File
Prior SaleApr 2, 2012 · Amount on File
Deed Document Number376771
Deed Book / PageD793 / 701
Record UpdatedJun 8, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJESSAMINE KY
Recording DateJun 17, 2019
Property Address108 LAUGHLIN RD, VERSAILLES, KY 40383-9380
Document Number0000376771
Book / Page000793 / 000701
Instrument DateJun 6, 2019
Instrument376771
Transaction TypeTransfer
Record UpdatedJul 4, 2019
Title CompanyTITLE SUPPLIERS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address108 LAUGHLIN RD VERSAILLES KY 403839380, VERSAILLES, KY 40383-9380

Mortgage

Document Number376772
DateJun 17, 2019
Book Page001365/000387
Instrument376772
Lender
NameKEY MTG/KY
AddressCOLUMBIA, KY 42728
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 16, 2049

Mortgage

Document Number376773,
DateJun 17, 2019
Book Page001365/000401
Instrument376773
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount on Record
Term120 Months
DueJun 16, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 108 Laughlin Rd was $2,132.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,132.00$185,900 Land $35,700 Building $150,200$185,900 Land $35,700 Building $150,200
2023$1,704.00$152,490 Land $29,325 Building $123,165$152,490 Land $29,325 Building $123,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Laughlin Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2008–2015)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Laughlin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESSAMINE S ELKHORN WATER DIST
serves 8,826 people · EPA ID KY0570249
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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