Jessamine County property record for 103 Laughlin Rd, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,394 sqft · built 2015 |
| Lot Size | 0.866 acres (37,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (May 2022) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-00-00-015.23 |
| Primary APN | 020-00-00-015.23 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Lot Area | 37,749 sqft (0.866 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 103 LAUGHLIN RD |
|---|---|
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOY 20 OF THE LIBERTY ACRES SUBDIVISION |
| Legal Subdivision | LIBERTY ACRES |
| Legal Lot Number | 20 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60600 |
103 Laughlin Rd is owned and occupied by an individual who bought it in May 2022.
Source: Jessamine County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage TRADITIONAL BANK |
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 1, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | May 24, 2021 · Amount on File |
| Deed Document Number | 2022416000 |
| Deed Book / Page | 844 / 799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jul 30, 2026 |
| Property Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Document Number | 0000578050 |
| Book / Page | 1650 / 208 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026578050 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Document Number | 0000578050, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 1650/208 |
| Instrument | 2026578050 |
| Name | TRADITIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 18, 2027 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Document Number | 0000414426 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | M1510/213 |
| Instrument | 414426 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000412490 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | M1503/248 |
| Instrument | 412490 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 103 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000377201 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | M1366/496 |
| Instrument | 377201 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Laughlin Rd was $2,798.
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 | $244,000 Land $30,500 Building $213,500 | $244,000 Land $30,500 Building $213,500 |
| 2023 | $2,236.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Laughlin Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2008–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Laughlin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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