Jessamine County property record for 102 Laughlin Rd, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,514 sqft · built 2000 |
| Lot Size | 0.959 acres (41,777 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jun 2008) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-00-00-015.14 |
| Primary APN | 020-00-00-015.14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,514 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 41,777 sqft (0.959 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 102 LAUGHLIN RD |
|---|---|
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 |
| Legal Subdivision | LIBERTY ACRES |
| Legal Lot Number | 19 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | KEENE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 60600 |
102 Laughlin Rd is owned and occupied by two individuals who bought it in June 2008.
Source: Jessamine County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2008 · Amount on File |
| Deed Sale | Jun 10, 2008 · Amount on File |
| Prior Sale | Feb 25, 2008 · Amount on File |
| Deed Document Number | 2008222578 |
| Deed Book / Page | 604 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 3, 2026 |
| Property Address | 102 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Document Number | 0000581569 |
| Book / Page | 1653 / 925 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026581569 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 102 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Document Number | 0000581569, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 1653/925 |
| Instrument | 2026581569 |
| Name | COMMONWEALTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 102 LAUGHLIN RD, VERSAILLES, KY 40383-9380 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | TUM KEY TITLE ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000397631 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | M1442/461 |
| Instrument | 397631 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 102 Laughlin Rd was $2,728.
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728.00 | $237,900 Land $30,500 Building $207,400 | $237,900 Land $30,500 Building $207,400 |
| 2023 | $2,180.00 | $195,000 Land $25,000 Building $170,000 | $195,000 Land $25,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Laughlin Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2008–2015) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Laughlin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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