108 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 108 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,002 sqft · built 2018
Lot Size	0.264 acres (11,487 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (Jul 2018)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T180200126`

Property Details

APN / Parcel Number

Primary APN	`T180200126`
Alternative APN	`2-0048-C585-00-0079.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	2,002 sqft
Basement Area	1,984 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,487 sqft (0.264 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	T180200126
Street Address	108 KEYSTONE RIDGE DR
City	O FALLON
State	MO
Zip	63366-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE RIDGE LOT 79
Legal Subdivision	KEYSTONE RIDGE
Legal Lot Number	79
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3085
Census Tract	312095

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Intrafamily Transfer, Transfer
Oct 27, 2023	Beneficiary Deed, Transfer
Jul 2, 2018	Grant Deed, Transfer DEPENDABLE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2018369400
Deed Book / Page	6942 / 628
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000044459
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 27, 2023
Property Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number	0000044458
Map Reference	MB 49 PG 332
Instrument Date	Oct 25, 2023
Instrument	2023R-044458
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

October 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 27, 2023
Property Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number	0000044459
Map Reference	MB 49 PG 332
Instrument Date	Oct 25, 2023
Instrument	2023R-044459
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2018
Property Address	108 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number	0069420628
Book / Page	006942 / 000628
Instrument Date	Jun 28, 2018
Instrument	369400
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	DEPENDABLE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	108 KEYSTONE RIDGE DR O FALLON MO 633665092, O FALLON, MO 63366-5092

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$82,766 (+6.61%)	$435,611 (+6.61%) Land $50,000 Building $385,611
2023	$77,634
2022		$408,598 Land $50,000 Building $358,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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