St. Charles County property record for 102 Keystone Ridge Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,974 sqft · built 2018 |
| Lot Size | 0.243 acres (10,581 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $399,900 (Mar 2021) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180200129 |
| Primary APN | T180200129 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 4,608 sqft |
| 1st Floor Area | 1,984 sqft |
| Basement Area | 1,984 sqft |
| Finished Basement | 990 sqft |
| Unfinished Basement | 994 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,581 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180200129 |
|---|---|
| Street Address | 102 KEYSTONE RIDGE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE RIDGE LOT 82 |
| Legal Subdivision | KEYSTONE RIDGE |
| Legal Lot Number | 82 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 312095 |
102 Keystone Ridge Dr is held in a trust since May 2026.
Source: St. Charles County records, as of August 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 102 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Deed Document Number | 202119992 |
| Last Transfer Date | May 6, 2026 |
| Transfer Doc | 0000036248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 31, 2026 |
| Property Address | 102 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092 |
| Document Number | 0000036248 |
| Instrument Date | May 6, 2026 |
| Instrument | 202636248 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 8, 2021 |
| Property Address | 102 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092 |
| Document Number | 0000019992 |
| Map Reference | MB 49 PG 332 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021R-019992 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 102 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092 |
| Document Number | 0000019993 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021R-019993 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 102 Keystone Ridge Dr was $5,370.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,258 (-) | $453,992 (-) Land $50,000 Building $403,992 | |
| 2025 | $5,370.00 | $86,258 | $453,992 Land $50,000 Building $403,992 |
| 2023 | $88,572 | ||
| 2022 | $466,170 Land $50,000 Building $416,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 102 Keystone Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Keystone Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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