112 Keystone Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 112 Keystone Ridge Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,204 sqft · built 2018
Lot Size0.228 acres (9,932 sqft)
OwnerIndividual Name on File
Last Sale$335,288 (Jan 2019)
Tax Bill$5,353 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT180200124

Property Details

APN / Parcel Number

Primary APNT180200124
Alternative APN
  • 2-0048-C585-00-0077.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,204 sqft Living Area
Basement Area1,482 sqft

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick/Stone
Lot Area9,932 sqft (0.228 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180200124
Street Address112 KEYSTONE RIDGE DR
CityO FALLON
StateMO
Zip63366-5092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE RIDGE LOT 77
Legal Range02E
Legal Township47N
Legal SubdivisionKEYSTONE RIDGE
Legal Lot Number77
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3085
Census Tract312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address112 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2019 · Amount on File
Deed SaleJan 2, 2019 · Amount on File
Deed Document Number0070211189
Deed Book / Page7021 / 1189
Record UpdatedJun 8, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 2, 2019
Property Address112 KEYSTONE RIDGE DR, O FALLON, MO 63366-5092
Document Number0070211189
Book / Page7021 / 1189
Map ReferenceMB 49 PG 332
Instrument DateDec 28, 2018
Instrument20190102000001940
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyDEPENDABLE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 KEYSTONE RIDGE DRIVE, WENTZVILLE, MO 63385

Mortgage

Document Number20190102000001950
DateJan 2, 2019
Instrument20190102000001950
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,353.00$85,974 (-6.09%)$452,499 (-6.09%) Land $50,000 Building $402,499
2023$91,547
2022$481,831 Land $50,000 Building $431,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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