108 Idlewood Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 108 Idlewood Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 919 sqft · built 1981
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-187.00`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-187.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	919 sqft Finished Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Foundation Type	Block
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	108 IDLEWOOD DR
City	COVINGTON
State	KY
Zip	41017-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD HILLS SEC 14 LOT 136
Legal Subdivision	LAKEWOOD HILLS
Legal Phase	14
Legal Lot Number	136
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1000
Census Tract	66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 IDLEWOOD DR, COVINGTON, KY 41017-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	108 IDLEWOOD DR, COVINGTON, KY 41017-9780
Document Number	0000000193
Book / Page	0I4017 / 000262
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	108 IDLEWOOD DR COVINGTON KY 410179780, COVINGTON, KY 41017-9780

Mortgage

Document Number	0000000193
Date	Oct 23, 2017
Book Page	0I4017/000262
Instrument	193

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,800 (+5.24%) Land $20,000 Building $152,800	$172,800 (+5.24%) Land $20,000 Building $152,800
2025	$1,140.00 (-9.16%) Homeowner's exemption	$164,200 (-) Land $10,000 Building $154,200	$164,200 (-) Land $10,000 Building $154,200
2023	$1,255.00 Homeowner's exemption	$164,200 Land $10,000 Building $154,200	$164,200 Land $10,000 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20