103 Idlewood Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 103 Idlewood Dr, Covington, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,025 sqft · built 1980
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$62,500 (Dec 2022)
Tax Bill$1,780 (2025)
Deeds & MortgagesDec 2022 Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN045-30-00-182.00

Property Details

APN / Parcel Number

Primary APN045-30-00-182.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,025 sqft Finished Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Lot Area7,841 sqft (0.18 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address103 IDLEWOOD DR
CityCOVINGTON
StateKY
Zip41017-9781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 14 LOT 160
Legal SubdivisionLAKEWOOD HILLS
Legal Phase14
Legal Lot Number160
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1512 RESOURCE DR, B, BURLINGTON, KY 41005-9379
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
SILVER HILL FINANCIAL LLC
Aug 1, 2022Warranty Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
May 1, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Oct 25, 2017Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleAug 1, 2022 · Amount on Record
Deed Document Number202222
Deed Book / Page205 / 544
Prior Transfer DateDec 13, 2022
Prior Transfer Doc0000000022
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateDec 19, 2022
Property Address103 IDLEWOOD DR, COVINGTON, KY 41017-9781
Document Number0005900017
Book / Page205 / 525
Map ReferenceMB 21 PG 1 SL B-561
Instrument DateDec 13, 2022
Instrument22121905900017
Transaction TypeTransfer
Record UpdatedJan 16, 2023
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Mortgage

Document Number0005900018
DateDec 19, 2022
Book Page428/800
Instrument22121905900018
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 1, 2022
Property Address103 IDLEWOOD DR, COVINGTON, KY 41017-9781
Document Number0005900037
Book / Page180 / 342
Map ReferenceMB 21 PG 1 SL B-561
Instrument DateJul 25, 2022
Instrument22080105900037
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3047 MEAZCH DR, 3047, MCVILLE, KY 41005

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656
InvestorPossibly a Property Investor

Mortgage

Document Number0005900038
DateAug 1, 2022
Book Page393/133
Instrument22080105900038
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
AddressLOUISVILLE, KY 40207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term11 Months
DueJul 25, 2023

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address103 IDLEWOOD DR, COVINGTON, KY 41017-9781
Document Number0000000076
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781

Mortgage

Document Number0000000076
DateJun 4, 2020
Book Page000M52/000837
Instrument76
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJun 3, 2047

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 25, 2017
Property Address103 IDLEWOOD DR, COVINGTON, KY 41017-9781
Document Number0000000046
Book / Page0I4018 / 000188
Instrument DateOct 19, 2017
Instrument46
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$123.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 IDLEWOOD DR COVINGTON KY 410179781, COVINGTON, KY 41017-9781

Mortgage

Document Number47
DateOct 25, 2017
Book Page0I4018/000192
Instrument47
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,300 (+7.57%) Land $20,000 Building $173,300$193,300 (+7.57%) Land $20,000 Building $173,300
2025$1,780.00 (-7.05%)$179,700 (-) Land $10,000 Building $169,700$179,700 (-) Land $10,000 Building $169,700
2023$1,915.00$179,700 Land $10,000 Building $169,700$179,700 Land $10,000 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Idlewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number