Lorain County property record for 108 Harvard Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,228 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,000 (2025) |
| Tax Bill | $2,018.00 (2025) |
| Primary APN | 06-25-005-101-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,228 sqft Living Area |
| 1st Floor | 624 sqft 1st Floor |
| 2nd Floor | 604 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 234 sqft Garage |
| Porch | Open Porch |
| Porch Area | 152 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 108 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E HTS 50 X 135 S/L 63 |
| Legal Subdivision | EASTERN HEIGHTS LAND COS SUBDIVISION #1 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 63 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-005-101-022
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 108 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 29, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on Record |
| Deed Sale | Jun 23, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Doc Number | 2025-0057116 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 108 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000868613 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022-0868613 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 23, 2025 |
| Property Address | 108 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000057116 |
| Map Reference | VOL 6 PG 23 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025-0057116 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | OHIO FIRST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 108 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000057117 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 2025-0057117 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 29, 2018 |
| Property Address | 108 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000677999 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 677999 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 108 HARVARD AVE ELYRIA OH 440356040, ELYRIA, OH 44035-6040 |
| Document Number | 678000 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 678000 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,018.00 | $42,860 (+%) Land $7,790 Building $35,070 | $122,450 (-) Land $22,260 Building $100,190 |
| 2024 | $2,018.00 (+15.12%) | $42,858 (+33.24%) Land $7,791 Building $35,067 | $122,450 (+33.24%) Land $22,260 Building $100,190 |
| 2023 | $1,753.00 (+0.4%) | $32,165 (-0.02%) Land $7,980 Building $24,185 | $91,900 (-) Land $22,800 Building $69,100 |
| 2022 | $1,746.00 | $32,170 Land $7,980 Building $24,190 | |
| 2021 | $91,900 Land $22,800 Building $69,100 |
108 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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