Lorain County property record for 105 Harvard Ave, Elyria, OH 44035 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,592 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $92,000 (2018) |
| Tax Bill | $3,215.00 (2024) |
| Primary APN | 06-25-005-103-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,592 sqft Living Area |
| 1st Floor | 683 sqft 1st Floor |
| Basement Area | 658 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 115 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Balcony Area | 35 sqft Balcony |
| Patio Area | 75 sqft Patio |
| Porch Area | 210 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 105 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6039 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | E HTS 0040.00 X 0115.00 |
| Legal Subdivision | E HTS FRNT |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 123 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-005-103-002
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 HARVARD AVE, ELYRIA, OH 44035-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jun 05, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2018 · Amount on Record |
| Deed Sale | Jun 05, 2018 · Amount on Record |
| Prior Sale | Jul 25, 1994 · Amount on Record |
| Deed Doc Number | 2018674925 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 105 HARVARD AVE, ELYRIA, OH 44035-6039 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 HARVARD AVE, ELYRIA, OH 44035-6039 |
| Document Number | 0000072641 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-0072641 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 05, 2018 |
| Property Address | 105 HARVARD AVE, ELYRIA, OH 44035-6039 |
| Document Number | 0000674925 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 674925 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $368.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 105 HARVARD AVE ELYRIA OH 440356039, ELYRIA, OH 44035-6039 |
| Document Number | 674926 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 674926 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2048 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (+0.28%) Homeowner's exemption | $47,920 (+%) Land $5,760 Building $42,160 | $136,910 (-) Land $16,460 Building $120,450 |
| 2024 | $3,215.00 (+59%) | $47,919 (+33.4%) Land $5,761 Building $42,158 | $136,910 (+33.4%) Land $16,460 Building $120,450 |
| 2023 | $2,022.00 (+2.43%) | $35,921 (-0.03%) Land $5,905 Building $30,016 | $102,630 (-) Land $16,870 Building $85,760 |
| 2022 | $1,974.00 | $35,930 Land $5,910 Building $30,020 | |
| 2021 | $102,630 Land $16,870 Building $85,760 |
105 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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