108 Gerald Ave, Reading, PA 19607 Property Records

Berks County property record for 108 Gerald Ave, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,067 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (May 2025)
Tax Bill	$1,291 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4385-12-97-7388`

Property Details

APN / Parcel Number

Primary APN	`4385-12-97-7388`
Alternative APNs	`39-4385-12-97-7388` `39084516` `084516`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39084516
Street Address	108 GERALD AVE
City	READING
State	PA
Zip	19607-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROLLING HILLS
Legal Block	97
Legal Lot Number	17
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1053
Census Tract	11602

Owner

108 Gerald Ave is owned and occupied by an individual who bought it in May 2025.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	108 GERALD AVE, READING, PA 19607-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Sep 10, 2019	Grant Deed, Transfer BARBARA K DIETRICH
Dec 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	202513559
Prior Transfer Date	Dec 1, 2018
Prior Transfer Doc	0000042882
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 24, 2020
Property Address	108 GERALD AVE, READING, PA 19607-2314
Document Number	0000003081
Instrument Date	Jan 24, 2020
Instrument	2020003081
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SENTRY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GERALD AVE, READING, PA 19607-2314

Mortgage

Document Number	0000003082
Date	Jan 24, 2020
Instrument	2020003082

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Sep 10, 2019
Property Address	108 GERALD AVE, READING, PA 19607-2314
Document Number	0000030763
Instrument Date	Sep 6, 2019
Instrument	30763
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount on Record
Tax	$329.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2310 BELL DR WEST LAWN PA 196091202, WEST LAWN, PA 19609-1202

Mortgage

Document Number	30764
Date	Sep 10, 2019
Instrument	30764

Lender

Name	BARBARA K DIETRICH
Address	22 HILGERT AVE, READING, PA 19607-2320
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Dec 13, 2018
Property Address	108 GERALD AVE, READING, PA 19607-2314
Document Number	0000042882
Instrument Date	Dec 1, 2018
Instrument	42882
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HILGERT AVE READING PA 196072320, READING, PA 19607-2320

Tax Assessment & Valuation

The 2026 property tax bill for 108 Gerald Ave was $1,291.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,291.00	$65,000 Land $30,100 Building $34,900	$30,100 Land $30,100
2024	$1,034.00	$65,000 Land $30,100 Building $34,900
1994			$65,000 Land $30,100 Building $34,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Gerald Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Gerald Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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