112 Gerald Ave, Reading, PA 19607 Property Records

Berks County property record for 112 Gerald Ave, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,067 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jun 2019)
Tax Bill	$1,517 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4385-12-97-6381`

Property Details

APN / Parcel Number

Primary APN	`4385-12-97-6381`
Alternative APNs	`39-4385-12-97-6381` `39084524` `084524`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39084524
Street Address	112 GERALD AVE
City	READING
State	PA
Zip	19607-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROLLING HILLS SEC #1
Legal Block	97
Legal Lot Number	15
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1053
Census Tract	11602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 GERALD AVE, READING, PA 19607-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 12, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Dec 5, 2012 · Amount on Record
Deed Document Number	201918701
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	112 GERALD AVE, READING, PA 19607-2314
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GERALD AVE, READING, PA 19607-2314

Mortgage

Document Number	0000046997
Date	Sep 20, 2021
Instrument	2021046997

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2049

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 12, 2019
Property Address	112 GERALD AVE, READING, PA 19607-2314
Document Number	0000018701
Map Reference	MB 14 PG 1
Instrument Date	Jun 7, 2019
Instrument	2019018701
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	WYOMISSING ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 GERALD AVE, READING, PA 19607-2314

Mortgage

Document Number	0000018702
Date	Jun 12, 2019
Instrument	2019018702

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,517.00 (+11.3%)	$76,400 (-) Land $30,100 Building $46,300	$30,100 (-) Land $30,100
2025	$1,363.00 (+12.18%)	$76,400 (-) Land $30,100 Building $46,300	$30,100 (-60.6%) Land $30,100
2024	$1,215.00	$76,400 Land $30,100 Building $46,300
1994			$76,400 Land $30,100 Building $46,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Gerald Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures