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102 Gerald Ave, Reading, PA 19607 Property Records

Berks County property record for 102 Gerald Ave, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,143 sqft · built 1950
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Feb 2026)
Tax Bill$1,521 (2026)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4385-12-97-9437

Property Details

APN / Parcel Number

Primary APN4385-12-97-9437
Alternative APNs
  • 39-4385-12-97-9437
  • 39084504
  • 084504

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,143 sqft Living Area
1st Floor Area1,143 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39084504
Street Address102 GERALD AVE
CityREADING
StatePA
Zip19607-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block97
Legal Lot Number20
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group1
Census Block1053
Census Tract11602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 GERALD AVE, READING, PA 19607-2314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2026 · Amount on Record
Deed SaleFeb 24, 2026 · Amount on Record
Prior SaleAug 8, 1985
Deed Document Number20265328
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateFeb 24, 2026
Property Address102 GERALD AVE, READING, PA 19607-2314
Document Number0000005328
Map ReferenceVOL 14 PG 1
Instrument DateFeb 5, 2026
Instrument2026005328
Transaction TypeTransfer
Record UpdatedMar 9, 2026
Title CompanyWHITFORD LAND TRANSFER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 GERALD AVE, READING, PA 19607-2314

Mortgage

Document Number0000005329
DateFeb 24, 2026
Instrument2026005329
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,521.00 (+11.27%)$76,600 (-) Land $29,400 Building $47,200$29,400 (-) Land $29,400
2025$1,367.00 (+12.23%) Homeowner's exemption$76,600 (-) Land $29,400 Building $47,200$29,400 (-61.62%) Land $29,400
2024$1,218.00 Homeowner's exemption$76,600 Land $29,400 Building $47,200
1994$76,600 Land $29,400 Building $47,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHILLINGTON MUNI AUTH
serves 13,300 people · EPA ID PA3060067
Water SourcePurchased surface water from WESTERN BERKS WATER AUTH
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Greenlight Networks.

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