108 Frontera Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 108 Frontera Dr, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,835 sqft · built 2013
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$217,000 (Jun 2013)
Tax Bill$4,182 (2025)
Deeds & MortgagesMay 2024 Reverse Mortgage
Flood ZoneZone X (moderate risk)
APN102823-0430

Property Details

APN / Parcel Number

Primary APN102823-0430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,835 sqft Living Area
Gross Area2,559 sqft
1st Floor Area1,490 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address108 FRONTERA DR
CitySAINT AUGUSTINE
StateFL
Zip32084-8670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61/63-69 OLD SEBASTIAN POINT LOT 43 OR3744/190 & 5873/76(D/C) & 5941/940
Legal Range29E
Legal Township07S
Legal Section51
Legal SubdivisionOLD SEBASTIAN POINT
Legal Block1
Legal Lot Number43
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract20903

Owner

Source: St. Johns County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8670
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2013 · Amount on Record
Deed SaleJun 11, 2013 · Amount on Record
Deed Document Number201338516
Deed Book / Page3744 / 190
Last Transfer DateApr 20, 2024
Transfer Doc0059410940
Record UpdatedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 1, 2024
Property Address108 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8670
Document Number0059410940
Book / Page5941 / 940
Map ReferenceMB 61 PG 63-69
Instrument DateApr 20, 2024
Instrument2024033124
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address108 FRONTERA DR, ST AUGUSTINE, FL 32084-8670

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 FRONTERA DR, ST AUGUSTINE, FL 32084-8670

Mortgage

Document Number0005941942
DateMay 1, 2024
Instrument5941/942
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term929 Months
DueOct 16, 2101
Interest
Rate TypeAdjustable Rate
Rate7.17%
Type Change DateJun 1, 2024
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,981 (+2.7%)$413,097 (+0.62%) Land $110,000 Building $303,097
2025$4,182.00 (+8.06%) Homeowner's exemption Widower's exemption$251,199 (+2.9%)$410,550 (+2.35%) Land $110,000 Building $300,550
2024$3,870.00 (+0.18%) Homeowner's exemption Widower's exemption$244,120 (+3%)$401,109 (-5.4%) Land $110,000 Building $291,109
2023$3,863.00 (+3.54%) Homeowner's exemption$237,010 (+3%)$424,017 (+8.83%) Land $114,000 Building $310,017
2022$3,731.00 Homeowner's exemption$230,107$389,606 Land $84,000 Building $305,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA1 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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