104 Frontera Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 104 Frontera Dr, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,604 sqft · built 2015
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$467,000 (Oct 2022)
Tax Bill$6,649 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN102823-0420

Property Details

APN / Parcel Number

Primary APN102823-0420

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,604 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,604 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area398 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area262 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address104 FRONTERA DR
CitySAINT AUGUSTINE
StateFL
Zip32084-8670
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61/63-69 OLD SEBASTIAN POINT LOT 42 OR5655/262
Legal Range29E
Legal Township07S
Legal Section51
Legal SubdivisionOLD SEBASTIAN POINT
Legal Block1
Legal Lot Number42
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2008
Census Tract20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Warranty Deed, Transfer · VA Mortgage
NAVY FCU
May 6, 2021Warranty Deed, Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2022 · Amount on Record
Deed SaleOct 26, 2022 · Amount on Record
Prior SaleMay 6, 2021 · Amount on Record
Deed Document Number202299663
Deed Book / Page5655 / 262
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 26, 2022
Property Address104 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8670
Document Number0056550262
Book / Page5655 / 262
Map ReferenceMB 61 PG 63-69
Instrument DateOct 21, 2022
Instrument2022099663
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, ST JOHNS BLUE OCEAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,269.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5330 DSUMMERWOOD DRIVE, SEVILLE, OH 44273

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 ZAMORA ST, ST AUGUSTINE, FL 32084-2984

Mortgage

Document Number0005655264
DateOct 26, 2022
Instrument5655/264
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 6, 2021
Property Address104 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8670
Document Number0052590343
Book / Page5259 / 343
Map ReferenceMB 61 PG 63-69
Instrument DateApr 28, 2021
Instrument2021051522
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address148 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8670

Transferred To (Grantee/Buyer)

NameVerified Name
Address5330 SUMMERWOOD DR, SEVILLE, OH 44273-8964

Mortgage

Document Number0005259345
DateMay 6, 2021
Instrument5259/345
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$379,741 (+1.51%) Land $110,000 Building $269,741$379,741 (+1.37%) Land $110,000 Building $269,741
2025$6,649.00 (+7.83%) Homeowner's exemption$374,082 (+2.9%)$374,606 (+3.04%) Land $110,000 Building $264,606
2024$6,166.00 (-6.62%) Homeowner's exemption$363,539 (-5.32%)$363,539 (-5.32%) Land $110,000 Building $253,539
2023$6,603.00 (-0.97%) Homeowner's exemption$383,972 (+11.73%)$383,972 (+11.73%) Land $114,000 Building $269,972
2022$6,668.00$343,654$343,654 Land $84,000 Building $259,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA1 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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