St. Johns County property record for 105 Frontera Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual on Record |
| Last Sale | $183,386 (Aug 2013) |
| Tax Bill | $5,422 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 102823-0650 |
| Primary APN | 102823-0650 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| Gross Area | 1,937 sqft |
| 1st Floor Area | 1,511 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 105 FRONTERA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61/63-69 OLD SEBASTIAN POINT LOT 65 OR3771/1098 & 5633/568(L/A) & 5820/429(H/R) |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 51 |
| Legal Subdivision | OLD SEBASTIAN POINT |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20903 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 105 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Jan 3, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2013 · Amount on Record |
| Deed Sale | Aug 5, 2013 · Amount on Record |
| Deed Document Number | 201352184 |
| Deed Book / Page | 3771 / 1098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8671 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8671 |
| Document Number | 0060411845 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 6041/1845 |
| Instrument | 2024083724 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 105 FRONTERA DR, SAINT AUGUSTINE, FL 32084-8671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0046630444 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 4663/0444 |
| Instrument | 2019000620 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,479 (+2.7%) | $343,615 (+3.45%) Land $95,000 Building $248,615 | |
| 2025 | $5,422.00 (+7.94%) Homeowner's exemption | $312,054 (+2.9%) | $332,161 (+2.47%) Land $95,000 Building $237,161 |
| 2024 | $5,023.00 (-23.95%) Homeowner's exemption | $303,259 (-11.34%) | $324,155 (-5.23%) Land $95,000 Building $229,155 |
| 2023 | $6,605.00 (+160.55%) | $342,044 (+96.19%) | $342,044 (+8.56%) Land $98,000 Building $244,044 |
| 2022 | $2,535.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $174,346 | $315,063 Land $72,800 Building $242,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 23 (2016–2022) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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