108 Forest St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 108 Forest St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details1,143 sqft · built 1910
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on File
Last Sale$505,000 (Jul 2018)
Tax Bill$11,947 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-03301-0000-00023

Property Details

APN / Parcel Number

Primary APN13-03301-0000-00023
Alternative APN
  • 130330100023

Interior

Stories2 Stories
Building Area1,143 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number130330100023
Street Address108 FOREST ST
CityMONTCLAIR
StateNJ
Zip07042-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description25X100
Legal Block3301
Legal Lot Number23
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1008
Census Tract16600

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address204 BELLEVUE AVE, A, MONTCLAIR, NJ 07043-1827
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK
Jan 6, 2021Correction Deed, Transfer
FOUNDATION TITLE
Jul 9, 2018Grant Deed, Transfer · Conventional Mortgage
ORITANI BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2018 · Amount on File
Deed SaleJul 9, 2018 · Amount on File
Prior SaleJun 22, 2007 · Amount on File
Deed Document Number201858833
Last Transfer DateDec 2, 2020
Transfer Doc2021001314
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address108 FOREST ST, MONTCLAIR, NJ 07042-3817
Transaction TypeMortgage
Record UpdatedJun 14, 2023
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 BELLEVUE AVE A, A, MONTCLAIR, NJ 07043-1827

Mortgage

Document Number0000001315
DateJan 6, 2021
Instrument2021001315
Lender
NameFIRST BANK
TypeBank
AddressTRENTON, NJ 08690
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2021: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionESSEX NJ
Recording DateJan 6, 2021
Property Address108 FOREST ST, MONTCLAIR, NJ 07042-3817
Document Number0000001314
Instrument DateDec 2, 2020
Instrument1314
Transaction TypeTransfer
Record UpdatedJan 22, 2021
Title CompanyFOUNDATION TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 BELLEVUE AVE MONTCLAIR NJ 070431893, MONTCLAIR, NJ 07043-1893

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJul 9, 2018
Property Address108 FOREST ST, MONTCLAIR, NJ 07042-3817
Document Number0000058833
Instrument DateJun 29, 2018
Instrument58833
Transaction TypeTransfer
Record UpdatedAug 21, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address108 FOREST ST MONTCLAIR NJ 070423817, MONTCLAIR, NJ 07042-3817

Mortgage

Document Number58836
DateJul 9, 2018
Instrument58836
Lender
NameORITANI BK
TypeBank
AddressWASHINGTON, NJ 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 8, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,800 (-) Land $162,500 Building $177,300$339,800 (-) Land $162,500 Building $177,300
2025$11,947.00 (+3.32%)$339,800 (-) Land $162,500 Building $177,300$339,800 (-) Land $162,500 Building $177,300
2024$11,563.00 (+3.5%)
2023$339,800 Land $162,500 Building $177,300$339,800 Land $162,500 Building $177,300
2022$11,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies41 units insured
incl. 10 condo units
Nearby Flood Claims36 (1993–2024)
Claims Outside the SFHA3 of 36
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 13 claims
  • Hurricane Irene, Aug 2011 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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