Essex County and Montclair Township property record for 98 Forest St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,468 sqft · built 1890 |
| Lot Size | 0.071 acres (3,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Sep 2026) |
| Tax Bill | $11,874 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03301-0000-00008 |
| Primary APN | 13-03301-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 3,100 sqft (0.071 acres) |
| Lot Dimensions | 100 ft deep x 31 ft wide |
| Old Parcel Number | 130330100008 |
|---|---|
| Street Address | 98 FOREST ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 31X100 IRR |
| Legal Block | 3301 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 16600 |
98 Forest St is owned and occupied by an individual who bought it in September 2026.
Source: Essex County and Montclair Township records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 FOREST ST, MONTCLAIR, NJ 07042-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| May 5, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | May 5, 2021 · Amount on File |
| Deed Document Number | 202659509 |
| Prior Transfer Date | Feb 24, 1989 |
| Prior Transfer Doc | 5068000190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 8, 2026 |
| Property Address | 98 FOREST ST, MONTCLAIR, NJ 07042-3815 |
| Document Number | 0000059509 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202659509 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 98 FOREST ST, MONTCLAIR, NJ 07042-3815 |
| Document Number | 0000059510, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202659510 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 5, 2021 |
| Property Address | 98 FOREST ST, MONTCLAIR, NJ 07042-3815 |
| Document Number | 2021057136 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021057136 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 FOREST ST, 98, MONTCLAIR, NJ 07042-3815 |
| Name | Verified Name |
|---|---|
| Address | 98 FOREST ST, MONTCLAIR, NJ 07042-3815 |
| Document Number | 2021057137 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021057137 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 98 Forest St was $11,874, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,700 (-) Land $165,600 Building $172,100 | $337,700 (-) Land $165,600 Building $172,100 | |
| 2025 | $11,874.00 (+3.33%) | $337,700 Land $165,600 Building $172,100 | $337,700 Land $165,600 Building $172,100 |
| 2024 | $11,491.00 | ||
| 2023 | $337,700 Land $165,600 Building $172,100 | $337,700 Land $165,600 Building $172,100 | |
| 2022 | $11,103.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 98 Forest St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 41 units insured incl. 10 condo units |
| Nearby Flood Claims | 36 (1993–2024) |
| Claims Outside the SFHA | 3 of 36 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 98 Forest St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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