108 E Ridge Dr, Lexington, IL 61753 Property Records

McLean County property record for 108 E Ridge Dr, Lexington, IL 61753

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,750 sqft · built 1976
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jun 2017)
Tax Bill	$6,766 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-352-001`

Property Details

APN / Parcel Number

Primary APN	`09-07-352-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
2nd Floor Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Pool Area	510 sqft
Porch	Open Porch
Deck Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 E RIDGE DR
City	LEXINGTON
State	IL
Zip	61753-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5TH ADD TO TIMBER RIDGE SUB- PT SW 7-25-4E LOT 48
Legal Range	04E
Legal Township	25N
Legal Section	07
Legal Subdivision	TIMBER RIDGE SUB
Legal Lot Number	48
Jurisdiction	MCLEAN IL
Township / Civil Division	LEXINGTON
Census Block Group	4
Census Block	4102
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 E RIDGE DR, LEXINGTON, IL 61753-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	201710323
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	108 E RIDGE DR, LEXINGTON, IL 61753-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000021497
Date	Oct 13, 2020
Instrument	2020-00021497

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 13, 2017
Property Address	108 E RIDGE DR, LEXINGTON, IL 61753-1608
Document Number	201700010323
Instrument Date	May 26, 2017
Instrument	2017-00010323
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 E RIDGE DR, LEXINGTON, IL 61753-1610

Mortgage

Document Number	201700010325
Date	Jun 13, 2017
Instrument	2017-00010325

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Lexington Township
Municipality	Lexington City
Unified School District	Lexington Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,653 (+18.59%) Land $11,334 Building $76,319	$262,959 (+18.59%) Land $34,002 Building $228,957
2024	$6,766.00 (+9.57%)
2023	$6,175.00	$73,914 Land $9,557 Building $64,357	$221,742 Land $28,671 Building $193,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON serves 1,930 people · EPA ID IL1130800
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Conxxus.

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