106 E Ridge Dr, Lexington, IL 61753 Property Records

McLean County property record for 106 E Ridge Dr, Lexington, IL 61753

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,736 sqft · built 1979
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,500 (May 2017)
Tax Bill	$4,965 (2024)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-352-003`

Property Details

APN / Parcel Number

Primary APN	`09-07-352-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	3,412 sqft
2nd Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 E RIDGE DR
City	LEXINGTON
State	IL
Zip	61753-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 TIMBER RIDGE 5TH ADD
Legal Range	04E
Legal Township	25N
Legal Section	07
Legal Subdivision	TIMBER RIDGE 5TH ADD
Legal Lot Number	49
Jurisdiction	MCLEAN IL
Township / Civil Division	LEXINGTON
Census Block Group	4
Census Block	4102
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 E RIDGE DR, LEXINGTON, IL 61753-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
May 12, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Oct 7, 2011 · Amount on Record
Deed Document Number	20178165
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000018913
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	106 E RIDGE DR, LEXINGTON, IL 61753-1608
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006774
Date	Mar 22, 2021
Instrument	2021-00006774

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 12, 2017
Property Address	106 E RIDGE DR, LEXINGTON, IL 61753-1608
Document Number	201700008165
Map Reference	DOC73-6555
Instrument Date	Apr 21, 2017
Instrument	2017-00008165
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8 E RIDGE DR, LEXINGTON, IL 61753-1609

Mortgage

Document Number	201700008166
Date	May 12, 2017
Instrument	2017-00008166

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Lexington Township
Municipality	Lexington City
Unified School District	Lexington Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,050 (+18.59%) Land $13,435 Building $52,615	$198,150 (+18.59%) Land $40,305 Building $157,845
2024	$4,965.00 (+9.89%)
2023	$4,518.00	$55,697 Land $11,329 Building $44,368	$167,091 Land $33,987 Building $133,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON serves 1,930 people · EPA ID IL1130800
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Conxxus.

Nearby Properties on E Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures