103 E Ridge Dr, Lexington, IL 61753 Property Records

McLean County property record for 103 E Ridge Dr, Lexington, IL 61753

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,068 sqft · built 1975
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on Record
Tax Bill$4,054 (2024)
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-07-302-009

Property Details

APN / Parcel Number

Primary APN09-07-302-009

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,068 sqft Living Area
1st Floor Area2,116 sqft
2nd Floor Area763 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area27,007 sqft (0.62 acres)
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 E RIDGE DR
CityLEXINGTON
StateIL
Zip61753-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5TH ADD TO TIMBER RIDGE SUB LOT 40
Legal Range04E
Legal Township25N
Legal Section07
Legal SubdivisionTIMBER RIDGE SUB
Legal Lot Number40
JurisdictionMCLEAN IL
Township / Civil DivisionLEXINGTON
Census Block Group4
Census Block4102
Census Tract5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 E RIDGE DR, LEXINGTON, IL 61753-1607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address103 E RIDGE DR, LEXINGTON, IL 61753-1607
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100004849
DateFeb 28, 2021
Instrument2021-00004849
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJan 19, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionLexington Township
MunicipalityLexington City
Unified School DistrictLexington Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,667 (+18.59%) Land $7,240 Building $73,427$242,001 (+18.59%) Land $21,720 Building $220,281
2024$4,054.00 (-0.73%)
2023$4,084.00$68,023 Land $6,105 Building $61,918$204,069 Land $18,315 Building $185,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1982)
Most Recent ClaimDec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEXINGTON
serves 1,930 people · EPA ID IL1130800
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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