108 E Main St, Stanford, IL 61774 Property Records

McLean County property record for 108 E Main St, Stanford, IL 61774

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,734 sqft · built 2000
Lot Size	0.31 acres (13,503 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2026)
Tax Bill	$6,186 (2024)
Deeds & Mortgages	Jan 2007 Mortgage Apr 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-21-402-031`

Property Details

APN / Parcel Number

Primary APN	`19-21-402-031`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 E MAIN ST
City	STANFORD
State	IL
Zip	61774-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLEY SUB LOT 4
Legal Range	01W
Legal Township	23N
Legal Section	21
Legal Subdivision	OAKLEY SUB
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	ALLIN
Census Block Group	2
Census Block	2020
Census Tract	6000

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 E MAIN ST, STANFORD, IL 61774-7542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2007	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK & TRUST
Apr 27, 2006	Deed of Trust, Mortgage MAIN STREET BANK & TRUST
Mar 25, 2009	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Dec 15, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	20261310
Record Updated	Sep 20, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	108 E MAIN ST, STANFORD, IL 61774-7542
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200700002260
Date	Jan 24, 2007
Instrument	2007-00002260

Lender

Name	MAIN STREET BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2037

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	108 E MAIN ST, STANFORD, IL 61774-7542
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600010581
Date	Apr 27, 2006
Instrument	2006-00010581

Lender

Name	MAIN STREET BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount Recorded
Term	61 Months
Due	May 20, 2011

Interest

Rate	6.25%

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	108 E MAIN ST, STANFORD, IL 61774-7542
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900008983
Date	Mar 25, 2009
Instrument	2009-00008983

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 23, 2026
Property Address	108 E MAIN ST, STANFORD, IL 61774-7542
Document Number	202600001310
Instrument Date	Jan 8, 2026
Instrument	2026-00001310
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E MAIN ST, STANFORD, IL 61774-7542

Mortgage

Document Number	202600001311
Date	Jan 23, 2026
Instrument	2026-00001311

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 15, 2020
Property Address	108 E MAIN ST, STANFORD, IL 61774-7542
Document Number	202000027314
Map Reference	DOC 98-25609
Instrument Date	Dec 13, 2020
Instrument	2020-00027314
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 E MAIN ST, STANFORD, IL 61774-7542

Mortgage

Document Number	202000027315
Date	Dec 15, 2020
Instrument	2020-00027315

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Allin Township
Municipality	Stanford Village
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,988 (+9.18%) Land $3,472 Building $69,516	$218,964 (+9.18%) Land $10,416 Building $208,548
2024	$6,186.00 (-0.26%)	$66,851 (+10.33%) Land $3,180 Building $63,671	$200,553 (+10.33%) Land $9,540 Building $191,013
2023	$6,202.00	$60,592 Land $2,882 Building $57,710	$181,776 Land $8,646 Building $173,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD serves 600 people · EPA ID IL1131000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

108 E Main St, Stanford, IL 61774 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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