104 E Main St, Stanford, IL 61774 Property Records

McLean County property record for 104 E Main St, Stanford, IL 61774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,734 sqft · built 1998
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Jun 2021)
Tax Bill$5,068 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-21-402-029

Property Details

APN / Parcel Number

Primary APN19-21-402-029

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,734 sqft Living Area
1st Floor Area1,734 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 E MAIN ST
CitySTANFORD
StateIL
Zip61774-7542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKLEY SUBDIVISION TO STANFORD LOT 2
Legal Range01W
Legal Township23N
Legal Section21
Legal SubdivisionOAKLEY SUB
Legal Lot Number2
JurisdictionMCLEAN IL
Township / Civil DivisionALLIN
Census Block Group2
Census Block2020
Census Tract6000

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address104 E MAIN ST, STANFORD, IL 61774-7542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Aug 7, 2019Warranty Deed, Transfer · Conventional Mortgage
DEWITT SAVINGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2021 · Amount on Record
Deed SaleJun 11, 2021 · Amount on Record
Prior SaleAug 7, 2019 · Amount on Record
Deed Document Number202113720
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 11, 2021
Property Address104 E MAIN ST, STANFORD, IL 61774-7542
Document Number202100013720
Map ReferenceDOC 1998-25609
Instrument DateJun 1, 2021
Instrument2021-00013720
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyILLINOIS TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$237.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E MAIN ST, STANFORD, IL 61774-7542

Mortgage

Document Number202100013721
DateJun 11, 2021
Instrument2021-00013721
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate0.33%

Mortgage

Document Number202100013722
DateJun 11, 2021
Instrument2021-00013722
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 7, 2019
Property Address104 E MAIN ST, STANFORD, IL 61774-7542
Document Number201900012483
Map ReferenceDOC 98-25609
Instrument DateJun 20, 2019
Instrument2019-00012483
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$242.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E MAIN ST, STANFORD, IL 61774-7542

Mortgage

Document Number201900012484
DateAug 7, 2019
Instrument2019-00012484
Lender
NameDEWITT SAVINGS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionAllin Township
MunicipalityStanford Village
Unified School DistrictOlympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,352 (+20.46%) Land $3,325 Building $63,027$199,056 (+20.46%) Land $9,975 Building $189,081
2024$5,068.00 (+0.88%)
2023$5,024.00$55,083 Land $2,760 Building $52,323$165,249 Land $8,280 Building $156,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFORD
serves 600 people · EPA ID IL1131000
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MCC Network Services
Fiber
8,000 / 8,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JAB Wireless
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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