McLean County property record for 106 E Main St, Stanford, IL 61774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,148 sqft · built 1999 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jul 2018) |
| Tax Bill | $4,861 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-21-402-030 |
| Primary APN | 19-21-402-030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 469 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 E MAIN ST |
|---|---|
| City | STANFORD |
| State | IL |
| Zip | 61774-7542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKLEY SUBDIVISION TO STANFORD LOT 3 |
| Legal Range | 01W |
| Legal Township | 23N |
| Legal Section | 21 |
| Legal Subdivision | OAKLEY SUB |
| Legal Lot Number | 3 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | ALLIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 6000 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 E MAIN ST, STANFORD, IL 61774-7542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IAA CU |
| Jul 7, 2018 | Warranty Deed, Transfer · ARM IAA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2018 · Amount on Record |
| Deed Sale | Jul 7, 2018 · Amount on Record |
| Prior Sale | Oct 14, 2015 · Amount on Record |
| Deed Document Number | 201810889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 106 E MAIN ST, STANFORD, IL 61774-7542 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100019991 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-00019991 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 7, 2018 |
| Property Address | 106 E MAIN ST, STANFORD, IL 61774-7542 |
| Document Number | 201800010889 |
| Map Reference | DOC98-25609 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 2018-00010889 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 E MAIN ST, STANFORD, IL 61774-7542 |
| Document Number | 201800010890 |
|---|---|
| Date | Jul 7, 2018 |
| Instrument | 2018-00010890 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61701 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Allin Township |
| Municipality | Stanford Village |
| Unified School District | Olympia Community Unit School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,910 (+20.46%) Land $3,472 Building $60,438 | $191,730 (+20.46%) Land $10,416 Building $181,314 | |
| 2024 | $4,861.00 (+0.93%) | ||
| 2023 | $4,816.00 | $53,055 Land $2,882 Building $50,173 | $159,165 Land $8,646 Building $150,519 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD serves 600 people · EPA ID IL1131000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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