Grays Harbor County property record for 108 E Main St, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Feb 2020) |
| Tax Bill | $3,184 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040500100700 |
| Primary APN | 040500100700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Construction Type | Steel Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 360 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 108 E MAIN ST |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDERSON & COMBES E 12' OF LOT 6; LOTS 7-9 INC BLK 1 |
| Legal Range | 06W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | ANDERSON & COMBES |
| Legal Block | 1 |
| Legal Lot Number | 6-9 9 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 502 |
Source: Grays Harbor County assessment roll, as of May 31, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 135, ELMA, WA 98541-0135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 9, 2020 | Deed of Trust, Mortgage · Line of Credit OUR CMNTY CU |
| Feb 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Prior Sale | Sep 22, 2014 |
| Deed Document Number | E236952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 108 E MAIN ST, ELMA, WA 98541-9213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0012180063 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020-12180063 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 108 E MAIN ST, ELMA, WA 98541-9213 |
| Document Number | 0007160012 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 E MAIN ST ELMA WA 985419213, ELMA, WA 98541-9213 |
| Document Number | 0007160012 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 7160012 |
| Name | OUR CMNTY CU |
|---|---|
| Address | SHELTON, WA 98584 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Feb 11, 2020 |
| Property Address | 108 E MAIN ST, ELMA, WA 98541-9213 |
| Document Number | 0002110088 |
| Map Reference | VOL 1 PG 70 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020-02110088 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | GRAYS HARBOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,536.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 135, ELMA, WA 98541-0135 |
| Document Number | 0002110089 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020-02110089 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Mar 30, 2018 |
| Property Address | 108 E MAIN ST, ELMA, WA 98541-9213 |
| Document Number | 0003300018 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 3300018 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 1918 AUBURN WA 980711918, AUBURN, WA 98071-1918 |
Source: Grays Harbor County assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Elma City |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,184.00 (+10.82%) | $319,477 (+4.99%) Land $66,004 Building $253,473 | $319,477 (+4.99%) Land $66,004 Building $253,473 |
| 2023 | $2,873.00 | ||
| 2022 | $304,282 Land $66,004 Building $238,278 | $304,282 Land $66,004 Building $238,278 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELMA serves 6,638 people · EPA ID WA5323100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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