125 E Main St, Elma, WA 98541 Property Records

Grays Harbor County property record for 125 E Main St, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,208 sqft · built 1895
Lot Size0.157 acres (6,839 sqft)
OwnerOwner Name on File
Last Sale$116,000 (Jun 2011)
Tax Bill$3,045 (2024)
Deeds & MortgagesOct 2019 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN043500502600

Property Details

APN / Parcel Number

Primary APN043500502600

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,208 sqft Living Area

Exterior

Year BuiltBuilt 1895
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,839 sqft (0.157 acres)
PorchPorch
Porch Area310 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address125 E MAIN ST
CityELMA
StateWA
Zip98541-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEATONS LOTS 26 & 27 BLK 5
Legal Range06W
Legal Township18N
Legal Section35
Legal SubdivisionEATONS
Legal Block5
Legal Lot Number26-27 27
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionELMA
Census Block Group1
Census Block1043
Census Tract502

Owner

Source: Grays Harbor County assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing AddressPO BOX 1901, ELMA, WA 98541-1901

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
TIMBERLAND BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2011 · Amount on Record
Deed SaleJun 23, 2011 · Amount on Record
Prior SaleNov 18, 2010 · Amount on Record
Deed Document NumberE202779
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address125 E MAIN ST, ELMA, WA 98541
Transaction TypeMortgage
Record UpdatedJun 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010110021
DateOct 11, 2019
Instrument2019-10110021
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJun 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address125 E MAIN ST, ELMA, WA 98541
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyGRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005130030
DateMay 13, 2020
Instrument2020-05130030
Lender
NameTIMBERLAND BANK
TypeBank
AddressHOQUIAM, WA 98550
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityElma City
Unified School DistrictElma School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,045.00$295,904 Land $61,294 Building $234,610$295,904 Land $61,294 Building $234,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELMA
serves 6,638 people · EPA ID WA5323100
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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