Grays Harbor County property record for 105 E Main St, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1996 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,250 (Jul 2017) |
| Tax Bill | $3,104 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043500500300 |
| Primary APN | 043500500300 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 12 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 105 E MAIN ST |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EATONS LOT 3 BLK 5 |
| Legal Range | 06W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | EATONS |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 502 |
Source: Grays Harbor County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1603, ELMA, WA 98541-1603 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 11, 2017 | Warranty Deed, Transfer · FHA Mortgage LOANSTAR HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on Record |
| Deed Sale | Jul 11, 2017 · Amount on Record |
| Prior Sale | Aug 8, 2016 |
| Deed Document Number | 2017-07110099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 105 E MAIN ST, ELMA, WA 98541 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | PACIFIC TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0004140010 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-04140010 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jul 11, 2017 |
| Property Address | 105 E MAIN ST, ELMA, WA 98541 |
| Document Number | 0007110099 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 7110099 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2017 |
| Title Company | PACIFIC TITLE LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,242.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 E MAIN ST ELMA WA 98541, ELMA, WA 98541 |
| Document Number | 7110100 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 7110100 |
| Name | LOANSTAR HM LNDG |
|---|---|
| Address | PORTLAND, OR 97223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2047 |
Source: Grays Harbor County assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Municipality | Elma City |
| Unified School District | Elma School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,104.00 (+10.82%) | $301,707 (+1.72%) Land $63,738 Building $237,969 | $301,707 (+1.72%) Land $63,738 Building $237,969 |
| 2023 | $2,801.00 | ||
| 2022 | $296,618 Land $63,738 Building $232,880 | $296,618 Land $63,738 Building $232,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELMA serves 6,638 people · EPA ID WA5323100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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